Cheap Loans for Singles

In some situations it is necessary as a single person to have immediate access to money. Saving and waiting no longer make sense. This situation is far from ideal, of course, but inevitable. The only thing you can do now as a single person is to make sure that you take out the best loan for your situation. There are a number of characteristics for this.

Which loan is the best?

To borrow money quickly, you must compare a number of factors in advance. Your income, fixed monthly charges, age, current loans and credit history. On the basis of this, you can make the best choice by determining which loan is best suited to this.

Personal credit.

Personal credit is one of the cheapest forms of borrowing money. Borrowing has never been easier. Now that we have the internet, we can have all the information we want at the touch of a button. Loans are within reach. You can find a lot of information online and even take out personal loans. The threshold for borrowing money as a single person has therefore come down a lot.

Plus credit

The plus credit has been specially designed for single people between the ages of 60 and 65. The plus credit is derived and based on the revolving credit. This way, people over the age of 60 can also take out revolving credit. Because it concerns a so-called consumer credit, the money can be used for the purchase of a new car, washing machine or a holiday. In this way, people over 60 can also enjoy the benefits of the revolving loan and live a lot more spaciously.

Benefit credit.

Anyone who owns a home as a single can take out revolving credit at a low interest rate. This is then called the benefit credit, because the interest is a lot lower. This money can be used to spend on the house. A maximum credit balance is agreed with the bank in advance. This gives the borrower additional financial resources and the certainty that no more can be withdrawn than agreed. As with the revolving credit, repaid amounts can be re-drawn.

Annuity loan

With an annuity loan, the monthly payment of the interest and that of the repayment take place by means of annuities. This means that the same amount is periodically paid to the bank or lender. This loan balances itself in terms of payments, because the annuity contains a repayment portion. As a result, the periodic interest owed decreases, but the repayments continue to increase.


The above information serves as advice in finding the right loan. To be even better prepared, you can search the internet for more information. We hope that this information will be within reach through this website. If you have any questions, you can always visit a bank or lender. They will be able to provide you with information that applies to your own situation. Even if there is no time to wait for the application of procedures, it is still possible to borrow money. Keep in mind that the interest rate can be very high, and therefore differs a lot from other loans.


To check which loan is best, it is easiest to request a quote from one or more independent institutions and compare them with each other. Then you choose the most favorable loan.