Always repay your current loan on time.

Buying on redemption, a new trend. Nowadays you can buy through: Dixons, Media Markt, Saturn, Prijstopper, De Harense Smid on redemption. Repayment buying can be seen as a type of loan. The entire amount is not paid immediately when buying a certain something, but is repaid in several parts. Organizations like Primeline actually give you the same kind of option, because you buy first and only then start paying. The disadvantage of these types of small loans is that administration or interest costs are often charged. Buying on redemption is therefore only sensible if the purchase really needs to be made and it is therefore a necessary good. For other purchases it is better to simply save: saving does not bear any risk.

Various offers are made: The 10x plan, Half now / half later, Pay only in 2016.

The 10x plan works as follows: After the one-off € 39.95 administration costs you will receive the product. The installment amount is determined by the cost of the product, if the product costs € 1000.00 the installment amount will be € 100.00 per month. If monthly installments are not repaid, a penalty interest will apply (variable interest of 18% on an annual basis).

Half now / half later works as follows: You will receive the product after payment of the one-off € 39.95 administration costs and € 500.00 in cash. When the agreed term has expired (usually 180 or 365 days), the buyer will receive an invoice of € 500.00. If the invoice is not paid within the period, a penalty interest will be paid (variable interest of an average of 18% on an annual basis).

Pay only in 2016 as follows: After the one-off € 39.95 administration costs you will receive the product. When the agreed term has expired (usually 180 or 365 days), the buyer will receive an invoice of € 1000.00. If the invoice is not paid within the period, a penalty interest will be paid (variable interest of an average of 18% on an annual basis).