You have finished high school and you want to study in college. Or maybe you are planning to do a higher vocational education, because you have now obtained your MBO diploma. These higher education costs a lot of money, and whoever goes to study will of course also live in rooms, which is why there is the possibility to borrow. Many prospective students are at a loss when they learn what the costs are to follow a study. You do not have the time, energy and desire to work for a year to pay for your studies and unfortunately your parents cannot help you either. Fortunately, there are plenty of options for solving this problem, and perhaps the most obvious one is applying for a student loan. There is often some fear when talking about a student loan , but it is not that strange. There are many graduates who have successfully completed their studies by taking out a loan. We advise students to read carefully about student loans so that wise decisions are made. That is why we have also created this website : to inform you objectively about everything related to student loans. We hope that after reading this site you can say with certainty that you have made a decision that will benefit you for the rest of your life. But actually we are already convinced that it will work out fine.
Informing you as a prospective student about student loans is the most important thing we want to achieve with this website. There is a lot of information on the internet about a student loan, but you never know which information is really important and truthful. We hope to change that for you. Not only do we provide objective reporting, we also provide a clear picture of all the options you have as a prospective student. A student loan should only be applied for after long deliberation, you don't just do that. Student loans are different from normal loans, keep that in mind. The interest you pay on a student loan is lower than with any other type of loan. That sounds nice and it is. You really have to be a student to get a student loan, so not everyone is eligible.
There are many circumstances that help determine what your student loan will look like and whether you can get one at all. First, it is almost always a requirement that you do a college education or study in university. With a lower education, a student loan is not really an option, there are few providers who start with it. If you do qualify for a student loan (so you probably do HBO or WO), the study you do also determines the type of loan you receive. In addition, your parents' income, your home situation, etc. play an important role. A student loan is therefore not a fixed loan for everyone, but such a loan depends on many different factors.
Cost of a student loan
Nothing is free in this world and that certainly applies to the student loan, but unlike a regular loan, a student loan is not expensive. There are options where you only have to pay little as a student. Indeed, fortunately. A few providers even offer the option for a free loan if you complete the study in one go. Those are the options that you would like to read more about and we will certainly let you do that on this website. Go quickly to the other pages on this site to learn more about borrowing as a student.
We have of course started this website to inform you about student loans . Still, we thought it would be nice for the visitor to get more information about financial matters surrounding a student. An important part of this is student finance. Student finance is a monthly amount that a student receives from the government in his account. So it is a kind of helping hand from the state, very nice. The amount of that amount of money depends on various factors, including your home situation and your income at the moment. It is very important that you are well informed about your student finance so that you do not miss out on money. We hope to help you with this, so that you also receive a nice amount for free in addition to a loan. Because let's be honest, don't we all want that?
DUO stands for Education Executive Agency and DUO is part of the Ministry of Education, Culture and Science. In short: DUO is the government. You can apply for student finance at this institution. As you can see on the website, this procedure is based on a number of questions. Which training do you do? How old are you? How much do your parents earn? Answers to such questions determine how much money you will receive as a student grant. So you only have to answer the questions on the site and the result will follow automatically. It couldn't be easier.
With these kinds of messages about 'free money' you immediately get the idea that there is a catch. But that is absolutely not the case with student grants and there is a simple reason for this: this is offered by the government, not by a commercial institution. You can therefore go after the stufi with confidence, you will not be fooled. It is a monthly contribution from the state to your wallet, you must be interested in that.
You may know enough about loans and student loans by now, but then you come back to the next question: what should I ask for a student loan? The answer is not that simple, partly due to the dozens of student loan providers that you can find in the Netherlands . In addition, we cannot choose for you, because your own opinion is quite important. We can, however, make a selection from all those banks that offer loans for students, and we did. We think the sofas below are the best options for you. We have added an explanation for each bank, so that you can make the final choice yourself. But rest assured: you're in the right place anyway, the sofas below are excellent. We also keep this page very up to date, so you don't have to worry about any changes to the mentioned student loans.